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Fintech Solutions for the Immigrant Journey and Everyone Who Needs Them

Who We Are

uP provides transparent payment processing and POS with 24/7 multilingual support. Our services are designed for immigrant-owned, growth-driven small and medium-sized businesses, as well as partner channels across the U.S.

86M

Annual Transaction

59

Industry Awards

35K+

Mechant Partners

$3.5B

Annual Volume

Our Solutions

All-in-one payment ecosystem. Built for how restaurant and retail businesses really operate.

Payment Processing

Our commitment is to provide reliable, secure payment processing tailored to meet your real-world business needs, not one-size-fits-all platforms. Transparent pricing and faster approvals, no unnecessary middlemen.

Point-of-Sale Systems

POS systems designed for retail, restaurant, and service-based businesses - easy to use, powerful behind the scenes. Payment-agnostic at the core, backed by a multilingual interface and support.

Mobile & Quick-Service Payments

Turn phones and tablets into fast, flexible payment tools, perfect for quick-service, mobile, and operations.

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  • Tap-to-Pay & mobile checkout

  • Minimal hardware, fast setup

  • Designed for speed and flexibility

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Hi, I would like to order chocolate cake.
Hello, uP Bakery. How can I help you?

24/7 Multilingual AI Ordering

Never miss another order. AI answers calls and takes orders automatically, helping you capture more revenue.

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  • 24/7 automated call handling

  • Fewer missed calls, more orders

  • Simple setup, seamless workflow

Unattended Payment Solutions

Self-service transactions across smart vending, automated retail, EV charging, and experiential devices; enabled by full-service processing infrastructure for fast deployment, real-time performance, and secure, compliant operations.

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Online Payment Processing

A robust payment gateway that connects your digital checkout to acquiring banks, delivering fast authorizations, secure transactions, and reliable performance across all online channels.

Where We Operate & Serve

Trusted by 35,000+ Small Businesses Nationwide.

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From immigrant-owned local shops to growing multi-location operations, businesses choose Universal Processing for flexibility, clarity, and real support.

Pelicana Chicken, Brooklyn, NY

What I really like about it is the flexibility. It helps us manage orders and payments smoothly, even during our busiest hours.

Watch Their Story
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Itgen’s Ice Cream

uP’s team is always patient and understanding, helping us minimize mistakes and improve various aspects of our small business.

Watch Their Story
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Stop Settling for Payment Solutions That Weren’t Built for You.

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Let’s Build the Right Solution for Your Business

More than 35,000 small to mid-sized businesses across the U.S. trust Universal Processing to power their payments.

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Talk to real experts who understand your business, your industry, and your language.

Tell us a bit about your business, and our team will match you with the right solution.

Solutions
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